Atal Pension Yojana (APY)

Atal Pension Yojana (APY) is a pension scheme introduced by the Government of India specifically for the unorganised sector. Individuals in the organised sector who do not get pension benefits can also invest in the scheme. 

Atal Pension Yojana Eligibility

The following are the criteria to be eligible for the Atal Pension Yojana benefits:

• Must be an Indian citizen.

• Between the ages of 18 and 40.

• Should put in at least 20 years' contributions

• To link your bank account to your Aadhar.

• A working mobile phone number

Tax exemption is also available under Section 80CCD of the Income Tax Act, 1961.

To calculate the monthly premium amount using the Atal Pension Yojna Calculator, click here